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    How to lower your phone bill

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    If you’re proud of no longer being in the previous decade and owning a dumb phone, then you’re likely paying for a ridiculous over price data plan for your iPhone, or Android smartphone. Since we are using more cellular data now than in the previous decade, carriers like AT&T and Verizon are overcharging customers for any plan that includes data or text messaging. If you’re using a smartphone on any of the top three US carriers (AT&T, Verizon, Sprint), you might not be happy with their prices.

    Fortunately, you will be happy to know that there are many ways to reduce your phone bill from those carriers.

    So how can carriers like AT&T, and Verizon get less money from your pocket? Here are ways you can reduce bills from those carriers…

    1. Check employee discount program from your job, school, or organization

    Many jobs and organizations have an agreement with cell carriers to give discounts to their employees. For example, if you work at – let’s say Facebook- then if you put your Facebook work email address on your carrier’s employee portal, then you will receive a discount from Facebook on your bill.

    Most carriers offer an employee discount program. If AT&T is your carrier, you can check the AT&T Premier page and enter your work email address to see if you’re eligible to receive discounts through your job or school.

    Verizon customers can also do the same thing by visiting the Verizon Employee Discount Program portal. T-Mobile also has its T-Mobile Work Perks program, where they offer their plans for a discounted amount. Check your carrier’s website to see if they offer a similar program.

    2. Change to a pre-paid or MVNO carrier

    Cheap prepaid cell carrier

    Small and not-so-popular carriers are often the ones having good plans and saving you the most money. These carriers, mostly NVNO, are often carriers using a network infrastructure from another big carrier.

    For example, one of the best MVNO carriers right now is Straight Talk. Straight Talk leases bandwidth from bigger operators including AT&T, T-Mobile, and Verizon. MVNO Straight Talk has a plan that gives you unlimited minutes, unlimited text, and data for just $45.

    This would cut your AT&T, and Verizon bill by almost half. You’d enjoy AT&T’s fast data and coverage if you use an AT&T phone on Straight Talk – the phone doesn’t have to be unlocked. The same goes if you use a T-Mobile, Sprint, or Verizon phone on Straight Talk.

    Straight Talk is not the only MVNO network. Other MVN operators like Straight Talk offer similar deals. For example, another great MVNO that is considered by many as the best is Visible by Verizon. Visible is one of the cheapest prepaid carriers while also being backed by Verizon’s huge infrastructure.

    3. Make use of unlimited data (if have it)

    Data is expensive but it’s also essential. Without a data plan we cannot go on Facebook, watch YouTube videos, search the web or use certain apps, unless we find an unsecured WiFi network.

    If your carrier offer unlimited data like Sprint, you should select the least amount of text messaging and minutes within the unlimited data plan. Why? Because we can do all that through our unlimited data without raising the bill by adding extra minutes or additional text messages to the plan.

    There are many apps that allow you to send and receive text messages by just using your phone data. The same can be done with any VOIP application that lets you make call for free.

    For example, with an unlimited data plan, you don’t need a text message plan. All you’d need is an app like Google Voice, or Whatsapp.

    4. Don’t choose a lot if you don’t use a lot

    When choosing a plan only choose what you will use. If your carrier offers 5GB for $50 and 2GB for $20, chose 2GB/$20 if you know you won’t use 5GB a month. Same for minutes and text messaging.

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